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As a service to our customers and web site
visitors, we provide a regularly updated articles section,
covering all aspects of the UK mortgages market.
Articles
UK Rates At 5% - The Bank of England kept interest rates at 5% on but analysts say a slowing economy will force it to cut costs.
Cut In Loan Rates Likely - New research shows the number of new home loans approved by banks last month is lower than last year.
Prime Property Falls - Desirable central London property is beginning to feel the pinch experienced by the rest of the market.
Mortgages Slump - Borrowing for home loans falls 12 per cent in September.
Mortgage Insurance
- What it is, why you should have it, where to get it and
how to get a good deal.
Mortgage Types - Get
the low down on the different types of mortgages and which
is the best type for you.
Remortgaging - Is now
the time to refinance your home?
Best Mortgage Rate
- Information on how to find the best deal with the best
mortgage rate in the UK.
Bridging Loans - How a
bridging loan can help you bridge the gap between selling
your home and buying your next one.
Mortgage News - Mortgage
news for September/October 2003.
Adverse Mortgages - Having an
adverse credit rating need not prevent you from securing the
mortgage that you require, adverse mortgages are widely available.
April Lending Figures - Recent
figures on consumer credit for April 2005 show that the expected
seasonal upturn in mortgage lending has arrived.
Mortgage Amounts - The avarage
amount taken out on a new mortgage has fallen over recent months,
indicating a slight cooling of the housing market.
Mortgage Brokers - If you find the mortgage
market too confusing and want advise and guidance then a mortgage broker may
well be the answer.
Interest Rate Cut - The Bank of England has cut the base
rate of interest to 4.5%, the first change in a year.
A Buyer's Market - With estate agents having large numbers
of properties on their books, and with prices falling across the UK it is certainly a buyer's
market at the moment, this along with recent rate cuts should stimulate sales...
July Mortgage Figures - The figures concerning mortgages for
the month of July show that the cost of mortgages fell, while fixed rate mortgages
gained in popularity...
First Time Buyers - Lenders are beginning to focus on
first time buyers in order to try and stimulate a stagnant mortgage market by introducing
a number of new products...
July Approval Figures - The recently released mortgage approval
figures for July show that approvals rose by an unexpected amount...
Strong Buy to Let - While the owner-occupier side of the housing
market may be seeing hard times, the buy to let market is still performing well...
Mortgage Costs - Lenders are keen to promote their low headline
interest rates, but you should be sure to check the full terms to see if it really is as
good a deal as it first appears...
Remortgaging Tips - There are plenty of savings to be made by
switching your mortgage, especially if you have just come to the end of the low introductory rate,
so what should you do if you wish to ...
Self-Build Mortgages - Increasing numbers of people are choosing
to build their own homes, and financing these requires very specialised mortgage products which are
generally only offered by niche lenders...
House Sales Rise - Buyers are returning to the UK housing markets, with the
recession seemingly coming to an end thanks to lower prices and reduced interest rates...
Rise in Remortgaging
- Savvy homeowners are seemingly realising that they could
save themselves a significant amount by switching mortgage
lenders, something that is indicated by recent figures that
show remortgaging is on the rise...
Budget for Repayments
- Your mortgage is the biggest debt that you are ever likely to have, and keeping up on the repayments is important
not only to ensure that you keep the property, but also to keep your credit rating in a good state...
Strong December
- While the usual drop in the number of mortgage approvals did occur during December, the fall was no where near as
pronounced as normal, indicating that the housing market is enjoying a strong period...
Weak Inflation Forecast
- While the MPC has voted to keep interest rates unchanged over the last few months, there are people, including one
member of the MPC itself, who feel that a cut in rates is necessary as inflation looks...
February Rates
- The rate setting meeting of the MPC this month has seen the base rate of interest held at 4.5%, which is what
was expected by most experts in the finance field...
Housing Price Dilemma
- Could the Bank of England lower interest rates? There is talk that they might drop the rates by a quarter of percent from the current 4.5 percent...
New Hope for Mortgage Customers
- Across the world mortgage lenders compete fiercely for customers, none more so than in the UK.
Biggest Increase in Mortgage Lending - Underlying mortgage lending rose by approximately £5.4 billion in March, which is said to be the biggest increase sine June 2004...
House Price Inflation Stays Strong
- The stories behind strong increases in house prices revolve mostly around the London area...
Interest Rates Rise
- The MPC have voted to increase the base rate of interest in their August meeting, upping the rate to...
Inherit a Mortgage
- A new form of mortgage is entering the market, one that uniquely doesn't require the borrower to repay...
Borrowing Britian
- It would appear that Britain's love of consumer credit isn't going away, and for some this can prove to be...
2007 Forecast
- With 2006 almost at a close, economists are looking towards the New Year and what it may hold in terms of interest rates...
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